Generali USA Life Reassurance Company (Generali USA) is proud to be recognized as one of the industry’s top professional life reinsurers. At the heart of our success is a commitment to identify customer needs, and to apply our knowledge, skill, and creativity to solve customer challenges.
Generali USA is a wholly owned subsidiary of Assicurazioni Generali S.p.A., which is one of the largest, most stable insurance organizations in the world today. Assicurazioni Generali is headquartered in Trieste, Italy. Generali ranks 19th overall in the most recent Fortune Global 500 and 1st in Italy. Characterized from the outset by a strong international outlook and now present in more than 60 Countries with over 70 million clients and 521 fully consolidated subsidiaries, Assicurazioni Generali has secured its position among the world's leading insurance operators.
At Generali USA, we specialize in providing reinsurance services for Individual Life and Group Life & Accident products. We offer top-quality risk management solutions to the financial services industry and are committed to the mutual success of our customers and our company. With your help, we will continuously improve our processes, application of technology, and the quality of our products and services. Our goal is to deliver innovative and effective solutions to satisfy our customers' expectations.
We understand that reinsurance customers are looking for financially stable partners that offer a competitive price in exchange for risk transfer and with adequate capacity to meet their needs. Generali USA, rated A- (Excellent) by A.M. Best and A (Strong) by Standard & Poor's, is a wholly owned subsidiary of the Generali Group, a global leader in the financial services industry. We secure our liabilities with a high quality asset portfolio and maintain conservative financial ratios. Our risk based capital ratio is in excess of 300% of Company Action Level RBC.
In addition to basic reinsurance services, we distinguish our company in many ways. Our high quality facultative services provide consistent predictive analysis of risks in a timely fashion, and our web-based underwriting guide provides access to current medical information to help our customers analyze risks consistently and accurately. Our actuarial department offers customized product development services and maintains a sophisticated data warehouse to provide analysis of mortality and lapse experience. We want to share our knowledge with our customers and become a trusted advisor and partner.
We believe our excellent reputation is the result of the values practiced daily by Generali USA associates: honesty and integrity, competency, responsiveness, accessibility, reliability and flexibility. At Generali USA, we pride ourselves on our strong, sincere relationships and high-quality customer service. We do our best to answer your questions, listen to your needs and go the extra mile. We strive to be true partners with our customers, resulting in mutually beneficial relationships.